Scoring Assessment System

The Scoring Assessment System by CRIF Jordan is an indicator based on a statistical methodology used to predict the probability of a client to be late in paying at least one payment / obligation in the 12 months following the inquiry process of the client.

The result is displayed in letters and numbers ranging from "Very Low Risk (A)" to "Very High Risk (I)"

1. Reading the Result of the Scoring Assessment 

Risk Levels for Indivisuals:

Risk Levels for Companies:

2. Calculating the scoring assessment result relies on key-elements and sub- elements, as well as the statistical factor of analyzing clients data included in the database of the Credit Information Company. The main elements include:

The Main Elements Used in the Scoring Assessment System

3. Can the scoring assessment result be improved?

The scoring assessment result can be improved by doing the following:

 Maintaining a good credit history

 Commitment to pay the payments / obligations prior to or on the due dates

 Reducing the number of financial institutions that the client deals with

 Payment of facilities granted under credit limits

 Reducing the value of monthly obligations